Guns and Hoses Foundation of North TX
tailored financial planning guidance
For those who serve
At Symphony Wealth Group, we’re proud to partner with the Guns and Hoses Foundation of North Texas. Our goal is to help first responders and their families feel confident in their financial futures. From insurance coverage to retirement planning, we provide guidance tailored to the unique challenges and benefits that come with serving our communities.
Pension
System and
DROP
|Programs
Navigating pension systems can feel overwhelming, especially with multiple plans and changing rules. We guide you through TMRS, ERF, or local pension plans, help you maximize DROP benefits, and clarify vesting schedules, benefit calculations, and retirement eligibility. We also plan for potential pension reforms that could impact your future.
Maximizing
Deferred Compensation
(457b)
We help you make the most of 457b plans, which offer higher contribution limits than traditional 401(k)s. Our team explains special “catch-up” provisions for public safety employees, compares Roth vs. Traditional options based on your tax outlook, and coordinates supplemental savings with your pension benefits to build a strong retirement income plan.
Retirement
Savings and Investment
Options
A solid financial plan goes beyond pensions and 457b accounts. We work with you to evaluate IRAs, employer plans, and other investment options, making sure all your retirement savings work together. Our goal is to create a clear path toward lasting financial security for you and your family.
Life and
Disability
Insurance
Guidance
First responders face unique challenges when it comes to protecting their families. We help you understand on-duty vs. off-duty disability benefits, evaluate departmental life insurance coverage, and explore supplemental options to close any gaps—so your loved ones are always covered.
We're Here to Help
If you’d like to learn more about how Symphony Wealth Group can support you, please fill out the form below and and member of our team will contact you to discuss how we can best help you with your financial planning needs.
Your Future
The financial decisions you make today shape the security of tomorrow. With the unique benefits, challenges, and responsibilities that come with serving our communities, having the right guidance makes all the difference. Symphony Wealth Group is here to help you protect your family, maximize your benefits, and plan with confidence—for a future you deserve.